A master insurance policy is provided by the Association. If you need a certificate of insurance for your mortgage company, see the site office for the phone number to call at our insurance company.

This type of policy covers the building itself, but does NOT cover the contents of your individual unit or your living expenses, should you be unable to remain in your unit after a fire or other event. It also may not cover the new kitchen upgrades you or a previous owner may have installed.

It is important that you obtain condominium owners or renters insurance from your insurance carrier. The appropriate type of policy is called a H06 (Condo Owner's Policy). It is relatively inexpensive, particularly compared with losing your possessions. The policy you purchase can include coverage for your living expenses. More detailed information about insurance is available in the on-site office.

Landlords should also make sure their tenants obtain renters' insurance to cover their possessions. Unfortunately, residents discovered this the hard way in a fire in 2003, which destroyed one unit and damaged others in the same building.

Things You Should Know

Water Leaks

It is important that every owner maintain his or her unit so that it does not leak, but sometimes accidents occur such as overflowing tubs, leaking pipes, or showers with failing caulk or grout. If a leak originates in a unit, it is the responsibility of that unit owner to fix the problem and any damage caused to other units or to the common elements. If a leak originates in a common element, it is the Association's responsibility.

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